WCU logo Watford pond


Welcome to the Watford Credit Union website. We are a local financial co-operative owned and controlled by our members and regulated by the Financial Services Authority.

We offer :

  • safe easy savings
  • an ethically based investment policy
  • great value loans (examples)
  • free life insurance on savings and loans (conditions apply)

You can join if you live or work in the WD postcode area

Monetary limits

The maximum savings you can have in Watford Credit Union is £15,000. A member can apply for a loan of up to 3 times savings after 13 weeks membership, the first loan is limited to £5,000, the maximum loan is £10,000.


To help us provide an even better service to members, we need more volunteers. If you are able to commit a few hours on a regular basis please have a look at the volunteer page. If you have been helped by Watford Credit Union, why not give some time to help others?

Help us to help you

Please do not post duplicate share withdrawals. Whenever possible, plan ahead and make one larger withdrawal rather than several small ones.